Motorcycle Insurance

Riding a motorcycle offers a unique sense of freedom and adventure. Whether you’re a seasoned rider or just starting out, understanding the different types of coverage and legal requirements can help you make informed decisions.

At Arches Insurance in Pleasant Grove, Utah, we can help you understand your motorcycle insurance choices and get appropriate coverage at great rates.

What Is Motorcycle Insurance?

Motorcycle insurance is designed to help provide financial protection for motorcycle owners. Your agent may recommend the following policies and endorsements:

• Liability coverage is required in Utah.
  • Bodily injury liability may help cover costs for injuries or deaths you cause to others in an accident.
  • Property damage liability may help pay for damages you cause to someone else’s property in an accident.
• Collision coverage may help cover repair or replacement costs for your motorcycle if damaged in a collision.
• Comprehensive coverage may help protect against noncollision incidents such as theft, vandalism, fire and natural disasters.
• Medical payments coverage may help cover medical expenses for you and your passengers if injured in an accident, regardless of fault.
• Personal injury protection may help cover medical expenses, lost wages and related costs for you and your passengers, regardless of fault.
• Uninsured/underinsured motorist coverage may help protect you if involved in an accident with a driver who has no insurance or insufficient coverage.
• Accessory coverage may help cover additional equipment and customizations on your motorcycle, such as saddlebags and custom seats.
• Roadside assistance may help provide services such as towing, fuel delivery and flat tire repair.
• Trip interruption coverage may help reimburse expenses such as lodging, transportation and meals if your motorcycle breaks down far from home.
• Rental reimbursement may help cover the cost of renting a vehicle while your motorcycle is being repaired after a covered accident.

Does Motorcycle Insurance Cover Other Riders?

Motorcycle insurance can help cover other riders if they are listed on your policy. Discuss this with your insurance agent to ensure you have adequate coverage.

How Much Does Motorcycle Insurance Cost?

The cost of motorcycle insurance varies depending on several factors, such as your age, driving record, location, type of motorcycle and frequency of use. Your agent can provide you with a personalized motorcycle insurance quote.

Learn More

Contact Arches Insurance for a free quote.